Estate planning & asset protection

Once you have built some wealth, the question becomes how to protect it and pass it on cleanly. We work alongside your solicitor and adviser to make sure the tax and structuring side is properly thought through.

Start with the free Family Wealth Stress Test

Estate, succession and asset protection planning is provided by our related business, Mastin Harris Family Wealth Protection. Its free 10-minute Stress Test shows where your Will, powers of attorney, trusts, SMSF and business could leave your family exposed — followed by a free 30-minute review.

Take the free Stress Test

Questions families ask

Mastin Harris Family Wealth Protection is a separate business under common ownership with Mastin Harris Accountants; we have a financial interest in its services.

Is this you?

Business owner or company director

You have a trading company, trust or group of entities and want to protect your personal assets while still operating in a commercially sensible way.

Family with growing assets

You own your home, investments and possibly rental properties or an SMSF, and want to avoid unnecessary tax and complications when wealth is passed on.

Reviewing wills and structures

You are updating your will or enduring powers of attorney and want to make sure your tax and entity structures line up with what the legal documents say.

How we support estate planning and asset protection

Map your current position

We start by mapping out what you own and how you own it:

Companies, trusts and SMSFs
Personally held assets such as homes and investment properties
Loans and guarantees that may affect risk

Tax-aware structuring input

Working with your solicitor, we provide input on:

How different structures are taxed in practice
Where income should ideally land in the family group
How to reduce avoidable tax leakage on death or exit events

Cleaner administration for your family

Good planning is not just about tax – it is also about making things workable:

Organised records and entity diagrams for your executors
Making sure key people know where to find what they need
Clarifying what should happen with business interests and properties

How we work with you and your advisers

1. Discovery and mapping

We gather details of your structures, assets and family situation, and prepare a clear picture of how everything fits together now.

2. Adviser collaboration

We liaise with your solicitor and, where relevant, financial adviser to align the tax and structuring advice with your legal documents and investment strategy.

3. Implementation and review

Once changes are made, we help with any tax and record-keeping steps required, and revisit things periodically as your circumstances change.

Start a conversation about your estate plan